Multi-wallet feature is a closed loop ecosystem that allows you to manage your own ecosystem of sub-wallets. Using a main master wallet, this allows you to create, onboard and manage multiple sub-wallets within the merchants ecosystem. You can top up your masterwallet account and disburse to multiple sub-wallets or your sub-wallets can also top up their account and disburse to you your master wallet account for interwallet transfers. Payout by default will be credited to the merchants bank account via auto sweeping but merchants also have the option to customize this. You may also opt for your sub-wallets to do their own payout. sub-wallets can have access to payment collection services.