Below is the list of available over-the-counter channels. Fee for over-the-counter payments is PHP 20 per transaction.
Over-the-counter |
Min Amount |
Max Amount |
Surcharge Fee |
7-Eleven |
PHP 50 |
PHP 10,000 |
None |
Bayad Center |
PHP 50 |
PHP 20,000 |
None |
Cebuana Lhuillier |
PHP 50 |
PHP 50,000 |
None |
Mlhuillier* |
PHP 180 |
PHP 50,000 |
PHP 20 |
Ecpay |
PHP 50 |
PHP 50,000 |
None |
RuralNet |
PHP 50 |
PHP 80,000 |
None |
SM Department Store |
PHP 50 |
PHP 80,000 |
None |
SM Supermarket |
PHP 50 |
PHP 80,000 |
None |
Savemore Markets |
PHP 50 |
PHP 80,000 |
None |
Bayad Center |
PHP 50 |
PHP 80,000 |
None |
ExpressPay |
PHP 50 |
PHP 80,000 |
None |
RD Pawnshop |
PHP 50 |
PHP 20,000 |
None |
Palawan Pawnshop |
PHP 50 |
PHP 20,000 |
Php 12 |
Da5 |
PHP 50 |
PHP 20,000 |
PHP 10 |
Posible* |
PHP 50 |
PHP 10,000 |
None |
Pay&Go* |
PHP 100 |
PHP 5,000 |
None |
USSC** |
PHP 50 |
PHP 20,000 |
None |
Tambunting Pawnshop** |
PHP 50 |
PHP 20,000 |
None |
Villarica** |
PHP 50 |
PHP 20,000 |
None |
Petnet |
PHP 50 |
PHP 20,000 |
None |
CVM |
PHP 50 |
PHP 30,000 |
None |
*surcharge fees are additional fees charged to the customer.
**only available for individual accounts.
Below is the list of available online banking channels. The fee for online banking payments is 15 Php per transaction.
Web Banking Channel (Online Banking Only) |
Min Amount |
Max Amount |
Surcharge Fees |
Unionbank Internet Banking |
PHP 50 |
PHP 80,000 |
PHP 10 |
BPI Online/Mobile |
PHP 50 |
PHP 50,000 |
PHP 15 |
RCBC Online Banking |
PHP 50 |
PHP 80,000 |
PHP 5 |
Instapay |
PHP 50 |
PHP 50,000 |
Depends on bank |
PCHC |
PHP 50 |
PHP 1,000,000 |
Depends on bank |
*surcharge fees are additional fees charged to the customer.
Below is the list of available E-wallet channels. Fees for E-wallet payments is 2.0% + 10 Php per transaction.
E-wallet Channels |
Min Amount |
Max Amount |
Surcharge Fees |
GCash |
PHP 50 |
PHP 80,000 |
None |
GrabPay |
PHP 50 |
PHP 80,000 |
None |
Instapay |
PHP 50 |
PHP 80,000 |
Depends on bank |
PCHC |
PHP 50 |
PHP 1,000,000 |
Depends on bank |
Surcharge fees are additional fees charged to the customer.
Below are the fees for the Credit and Debit Card Payments. Fees for Credit and Debit Card payments is 3.5% + 12 Php per transaction.
Credit and Debit Card Payments* |
Min Amount |
Max Amount |
Mastercard |
PHP 50 |
999,999 |
Visa |
PHP 50 |
999,999 |
*Additional 1 % international fee for cards issued outside the Philippines
Below are the fees for Buy Now Pay Later. Fees for Buy Now Pay Later is 1.5% per transaction.
Buy Now Pay Later |
Min Amount |
Max Amount |
BillEase |
PHP 500 |
50,000 |